Student Loan

U.S. International Student Loans Without Cosigner in 2023

It may seem impossible to obtain a private student loan without a cosigner, but there are alternatives. Our loan comparison tool can help you identify a lender that offers student loans without a cosigner.


In this manual:


  • Details on cosigners
  • Cosigner-free loans
  • How to look up and compare loans for international students

Information on Cosigners

You will typically need a cosigner when applying for a loan as an international student in the United States or moving here. Cosigners must have strong credit histories and be US citizens or permanent residents who have lived in the country for the last two years.


A cosigner is added to the usual application process because the majority of international students in the US do not have credit histories. Cosigners are legally obligated to repay the loan if you (the borrower) are unable to make payments, and approval and rates are based on their credit score.

The majority of overseas student loans will not be available to you if you don’t have a cosigner with a good credit history. International students still have a few options, and on this page, we’ll provide you with the details you need on private student loans abroad that don’t call for a cosigner.


No-cosigner loans

Most lenders normally require a cosigner, although some colleges and universities in the US and Canada that accept international students allow applicants without one. This kind of loan may be an excellent choice for you if you can’t locate a cosigner.


Instead of considering a borrower’s credit history when approving an overseas student loan without a cosigner, the lender will consider their academic performance and future plans. They will consider a number of things, including your home nation, graduation date, and educational institution.

Non-governmental lenders provide private loans for international students. Numerous private lenders provide loans for international students, each with its own qualifications for eligibility. Only a few lenders, meanwhile, provide loans to international students without the need for a cosigner.

It’s crucial to conduct research before selecting a lender so that you can locate one who will provide you with a loan that suits your needs. With only a few clicks, you can obtain details from the student loan businesses that work with international students by using our INTERNATIONAL STUDENT LOAN COMPARISON TOOL..

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